• PO Box 29006, Richmond, Virginia 23242
  • [email protected]
  • (804) 837-2327
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  • Our Team
  • Individuals & Families
    • Financial Planning
    • Life & Disability
    • Long-Term Care
    • Health Insurance
    • Auto & Home Insurance
    • Special Needs Strategies
    • Individual & Corporate Tax & Bookkeeping
  • Businesses
    • Strategic Planning
    • Group Health Benefits
    • Business Insurance
    • Voluntary Benefits
      • Vision
      • Dental
      • Short Term Disability
      • Long Term Disability
      • Group Life
  • Community
  • Careers
  • Contact
  • Our Team
  • Individuals & Families
    • Financial Planning
    • Life & Disability
    • Long-Term Care
    • Health Insurance
    • Auto & Home Insurance
    • Special Needs Strategies
    • Individual & Corporate Tax & Bookkeeping
  • Businesses
    • Strategic Planning
    • Group Health Benefits
    • Business Insurance
    • Voluntary Benefits
      • Vision
      • Dental
      • Short Term Disability
      • Long Term Disability
      • Group Life
  • Community
  • Careers
  • Contact
logotype
logotype
  • Our Team
  • Individuals & Families
    • Financial Planning
    • Life & Disability
    • Long-Term Care
    • Health Insurance
    • Auto & Home Insurance
    • Special Needs Strategies
    • Individual & Corporate Tax & Bookkeeping
  • Businesses
    • Strategic Planning
    • Group Health Benefits
    • Business Insurance
    • Voluntary Benefits
      • Vision
      • Dental
      • Short Term Disability
      • Long Term Disability
      • Group Life
  • Community
  • Careers
  • Contact

Special Needs Strategies

The Individual Life-Care Strategies

Most people don’t know where to start and when they begin the process, many misconceptions get in the way. A Life Care Plan helps you define your vision for your loved one to live a quality life after you are gone or no longer able to provide care. You can provide a clean vision of the future care for the person with a disability.

A Life Care Plan is a coordinated program of future care planning, financial and legal strategies for people with disabilities and their families. A Life Care Plan continually changes throughout an individual’s lifetime and is provided by a team that may include your legal and tax advisors as well as financial professionals.

What are Individual Life-Care Strategies?

  • Strategies that takes into consideration priorities, needs, and goals that are person centered
  • Provides a roadmap while creating flexibilities
  • Goal is to provide a quality of life in ALL areas of life
  • Most people with a disability want a “life like yours”

Common Misconceptions of Special Needs Planning

  • It’s not affordable
  • Someone will help financially
  • Trust accounts are only for the wealthy
  • All will be taken care of in the will
  • Siblings will provide care

“We began working with Geoff at Commonwealth in 2019 when our child was born. He took the time to come to our house, ask a lot of questions about our current situation and what we wanted in the future for us and our son. We weren’t sure what to do and he was very patient and put a strategy together. We feel so good about what we have done and sleep better at night knowing we have a plan in place.”
Sara R.

Who We Are

Jim Thompson has earned the Chartered Special Needs Consultant (ChSNC®) designation. This is awarded to financial professionals who’ve completed 120 hours of academic classes in addition to holding either Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC) or Certified Financial Planner (CFP) designations. The ChSNC designation was developed by The American College in Bryn Mawr, Pennsylvania and the professional designation evolved from MassMutual’s SpecialCare(SM) Program.

What is a Chartered Special Needs Consultant Designation?

  • Financial professionals with specialized training in helping people with special needs and their individual life-care plan who work by a set of core values: integrity, honesty, teamwork, and respect.
  • Have earned our clients’ trust and admiration by emphasizing the quality of service and relationships.
  • Our professional associates combine knowledge and years of collective experience.
  • Financial professionals who have earned the [Chartered Special Needs Consultants (ChSNC) designation] work with you and your professional advisors to review your current situation and offer possible strategies that could help the needs of you, your loved ones, and your entire family.

Contact Us to Learn More About Special Needs Strategies.

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Commonwealth Financial Partners is an insurance brokerage that specializes in coverage for individuals, families, and businesses. Whether you’re looking for financial or strategic planning, voluntary benefits for your employees, or health, home and auto insurance options, Commonwealth Financial Partners is here to help!

Individuals & Families

Financial Planning

Life & Disability

Long-Term Care

Health Insurance

Auto & Home Insurance

Businesses

Strategic Planning

Group Health Benefits

Business Insurance

Voluntary Benefits

Contact Us

Address: PO Box 29006, Richmond, Virginia 23242

Contact:

(804) 837-2327 [email protected]

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