• PO Box 29006, Richmond, Virginia 23242
  • [email protected]
  • (804) 837-2327
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logotype
  • Our Team
  • Individuals & Families
    • Financial Planning
    • Life & Disability
    • Long-Term Care
    • Health Insurance
    • Auto & Home Insurance
    • Special Needs Strategies
    • Individual & Corporate Tax & Bookkeeping
  • Businesses
    • Strategic Planning
    • Group Health Benefits
    • Business Insurance
    • Voluntary Benefits
      • Vision
      • Dental
      • Short Term Disability
      • Long Term Disability
      • Group Life
  • Community
  • Careers
  • Contact
  • Our Team
  • Individuals & Families
    • Financial Planning
    • Life & Disability
    • Long-Term Care
    • Health Insurance
    • Auto & Home Insurance
    • Special Needs Strategies
    • Individual & Corporate Tax & Bookkeeping
  • Businesses
    • Strategic Planning
    • Group Health Benefits
    • Business Insurance
    • Voluntary Benefits
      • Vision
      • Dental
      • Short Term Disability
      • Long Term Disability
      • Group Life
  • Community
  • Careers
  • Contact
logotype
logotype
  • Our Team
  • Individuals & Families
    • Financial Planning
    • Life & Disability
    • Long-Term Care
    • Health Insurance
    • Auto & Home Insurance
    • Special Needs Strategies
    • Individual & Corporate Tax & Bookkeeping
  • Businesses
    • Strategic Planning
    • Group Health Benefits
    • Business Insurance
    • Voluntary Benefits
      • Vision
      • Dental
      • Short Term Disability
      • Long Term Disability
      • Group Life
  • Community
  • Careers
  • Contact

Short Term Disability

Employee Short-Term Disability Plans

Short-term disability insurance provides income replacement for any employee who is temporarily unable to work due to an illness, injury, or pregnancy. This injury or illness does not need to happen while on the job.  Most plans will cover a portion of an employee’s salary for a pre-determined period of time while you, the employer, pay a percentage of the employee’s salary. Like other voluntary benefits, offering short-term disability plans is a great way to recruit and maintain quality employees while providing them with a sense of security.

Benefits of Short-Term Disabitlity Plans

Financial Protection

Plans can be a good source of financial protection for your employees and alleviatiate potential financial burdens.

Compliance

To meet regulations, some states may require you to provide your employees with short-term disability plans.

Productivity

Employees knowing they'll get the necessary time to recover helps them focus on healing; returning to work feeling confident.

“Carrie has handled our company’s health insurance for the last several years. She proactively searches for new plans and companies each year, reviews our options with us and makes sure we are where we need to be. Our employees appreciate her willingness to meet and go over plans and options as well. We couldn’t be happier with how our coverage is handled.”
Anne S.

Are There Different Kinds of Disability Coverage?

Yes! The two many kinds of short-term disability coverage are traditional and contributory. Traditional plans are those that have the employee pay the full premium. While contributory plans are both employer and employee funded. Offering a contributory plan will be more appealing to both current and future employees, but still offering traditional plans is worthy of consideration.

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Voluntary Benefits

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Short Term Disability

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Commonwealth Financial Partners is an insurance brokerage that specializes in coverage for individuals, families, and businesses. Whether you’re looking for financial or strategic planning, voluntary benefits for your employees, or health, home and auto insurance options, Commonwealth Financial Partners is here to help!

Individuals & Families

Financial Planning

Life & Disability

Long-Term Care

Health Insurance

Auto & Home Insurance

Businesses

Strategic Planning

Group Health Benefits

Business Insurance

Voluntary Benefits

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Address: PO Box 29006, Richmond, Virginia 23242

Contact:

(804) 837-2327 [email protected]

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