Financial Planning
The Commonwealth Difference
Many companies in town can sell you financial products. Some products can even be purchased online. At Commonwealth Financial Partners, we do not make a recommendation to you, our client, before we have fully assessed your needs and goals. We have honest conversations about possibilities and limitations, and if you are off-track from your goals, we help you get back on track.Â
We accomplish this by getting to know you, creating a plan, and making sure we focus on the long-term picture as well as short-term concerns.Â
Planning For Your Future
A comprehensive plan to fit your family's short-term & long-term goals.
Risk Management
Safeguarding your net worth from life changes that could impact it.
Estate Planning
Creating a plan of action for your assets during and after death.
Financial Planning
Personal Financial Planning is a comprehensive plan, projecting many years into the future, and despite what you may think—it isn’t just for those with tons of money. A financial plan safeguards you against life’s surprises. It includes details about your income, savings, investments, expenditures, debt, and insurance. It also includes:
- Asset Allocation Strategies
- Tax Planning
- Investments – Mutual Funds, Stocks, and Bonds
- Retirement Planning
- Education Funds
Risk Management
Risk Management is all about protecting your financial status. Your financial position will be safer if you have a plan in place to handle unexpected situations. Many circumstances can impact your finances, and risk management will help you ride out those changes. Some strategies may include:
- Life Insurance
- Disability Income Protection
- Long-Term Care Options
- Health Insurance and Ancillary Coverages
“We began working with Geoff at Commonwealth in 2019 when our child was born. He took the time to come to our house, ask a lot of questions about our current situation and what we wanted in the future for us and our son. We weren’t sure what to do and he was very patient and put a strategy together. We feel so good about what we have done and sleep better at night knowing we have a plan in place.”
Sara R.
Estate Planning
Estate Planning is not just about writing a will. An estate plan is a broader plan of action for your assets that may apply during your life as well as after your death. A will, on the other hand, states where your assets will go after you die. This includes guardianship of any children. So, while a will is often part of an estate plan, an estate plan covers much more ground. It includes:
- Wealth Transfer Strategies
- Life Insurance
- Trusts and Wills
- Charitable Giving
Ready to Start Planning For Your Financial Future? Let's Talk.
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